The IRS has already forgiven an estimated $257M in tax debt in 2025. To check your eligibility for tax forgiveness, click here.

Every year, millions of Americans find themselves burdened with overwhelming tax debt — often unsure of where to turn. Fortunately, the IRS offers real solutions for those struggling. In fact, many taxpayers are saving thousands (even tens of thousands) through five powerful programs designed to help reduce, pause, or eliminate tax debts.

Here’s how Americans are getting the help they need — and how you can, too.

1. Offer in Compromise (OIC)

This is the IRS’s most powerful tax settlement option — the one that settles your debt for “pennies on the dollar.” If you face a financial hardship and can’t pay your full debt, the OIC program could make a big difference for you. It’s not easy to qualify, but with expert help, taxpayers have seen $50,000+ balances shrink to just a few hundred dollars.

When taxpayers complete our Tax Relief Survey, they can see if they qualify for the OIC Program and begin their tax resolution journey in minutes.

2. Penalty Relief

Owing taxes is bad enough, but the added penalties can be crushing. The good news? The IRS can remove your penalties if you've filed on time for the past three years. It's called First-Time Penalty Abatement, and it can save you thousands. In many cases, tax professionals can get penalties removed even beyond your first offense.

Take this 60-second Quiz to See if You Qualify for IRS Penalty Abatement.

3. Currently Not Collectible (CNC) Status

If you're facing a financial hardship, the IRS may place you in “non-collectible” status, meaning they’ll stop all collections. No more wage garnishments or levies — and no more payments. While the debt isn’t erased, many Americans remain in CNC status until their debt effectively "expires," saving them thousands.

4. Partial Pay Installment Agreement (PPIA)

If you can afford to make some payments, but not enough to cover your full debt, a PPIA could be the solution. This allows you to pay a reduced amount each month based on your income and expenses. Once the IRS’s collection window closes, any remaining balance is forgiven. See if you qualify for PPIA here.

5. Expert Tax Strategy

Tax professionals do more than just talk to the IRS — they help uncover deductions, credits, and errors that your previous tax preparer missed. These experts then amend your past tax returns and directly reduce the amount you owe.

The Guaranteed Savings Method

These IRS programs have saved Americans millions, but there's one guaranteed way to minimize your tax debt: act now.

Every day you wait, the IRS adds penalties and interest to your balance. A $10,000 debt becomes $15,000, then $20,000, and keeps growing. The good news is that you can immediately stop the penalties by enrolling in an IRS Relief Program — and the sooner you take action, the more you will save.

Remember, it is 100% FREE to see if you qualify for these IRS Relief Programs, and a few minutes today could save you thousands tomorrow. Act now to maximize your savings and receive the best resolution possible.